Cashless eye surgery in Mumbai
Global Eye Clinic is empanelled with a range of insurers and third-party administrators, and the clinic team handles pre-authorisation on your behalf.
How the cashless process works
The clinic's insurance team manages the paperwork between you and your insurer.
- Book a consultationYour eyes are examined and the recommended treatment is confirmed before any claim is raised.
- Share your insurance detailsBring your health insurance card, policy number, photo identification and any relevant policy documents.
- Coverage is verifiedThe clinic's insurance team checks your policy against the recommended treatment.
- Pre-authorisation is submittedThe clinic submits the request to your insurer or third-party administrator on your behalf.
- ApprovalInsurers commonly respond within 24 to 48 hours, though the time taken is set by the insurer rather than the clinic.
- Treatment is scheduledSurgery is arranged once approval is confirmed.
- Co-payments and upgradesAny co-payment, or the difference on a premium lens, is settled directly with the clinic.
- The claim is settledThe approved amount is settled between the clinic and your insurer.
What cashless usually covers, and what it usually does not
Standard monofocal intraocular lenses are typically covered under a cataract claim. Premium lens options, including multifocal, trifocal, extended depth of focus and toric lenses, commonly require a patient payment for the difference.
LASIK and ICL are generally treated as elective vision correction and are not routinely covered.
Coverage, cashless approval, waiting periods, exclusions and co-payment terms vary between insurers. Verify your specific benefits directly with your insurance provider.
Insurers and administrators
Insurers: Liberty General, ICICI Lombard, Bajaj Allianz, Star Health, Cholamandalam MS, Future Generali, HDFC ERGO, Reliance General, Park Mediclaim, Religare, Bharti AXA, Apollo Munich, Universal Sompo and Royal Sundaram.
Third-party administrators: Medi Assist, Vidal Health, MD India Healthcare, Medicare Insurance TPA, Paramount Health Services, Raksha TPA, Good Health Plan, Vipul Medcorp, Family Health Plan, Genins and United Healthcare Parekh, and Heritage Health India.
CGHS empanelment is also available. Confirm current empanelment with the clinic before treatment, as arrangements change.
Bring the question to the consultation.
Reading only takes you so far. The examination is what makes the answer specific to your eyes.
A preferred date is not a confirmed booking.