Cost and insurance

What treatment costs, and who pays for what.

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Cashless insurance, handled for you

The team coordinates with your insurer directly.

  • Insurance Cashless coordinationThe team liaises with your insurer or TPA and prepares the clinical documentation they require, so you are not assembling paperwork between appointments.
  • Coverage What insurance usually coversCataract surgery is commonly covered by Indian health policies. Purely refractive procedures — LASIK, EVO ICL, refractive lens exchange for spectacle independence — usually are not, because they are not treating disease.
  • Limits What remains with the insurerApproval, the sum insured, room-rent limits, waiting periods and any co-pay are set by your policy. The clinic can provide documentation and can chase a decision; it cannot guarantee one.
  • Timing Bring your policy details earlySharing insurer and policy details at the first consultation gives the team time to check coverage before a date is set, rather than the week of surgery.

What actually determines the cost

Three things move the number more than anything else: which procedure is appropriate, which intraocular lens is chosen, and whether one eye or both are being treated.

Lens choice is usually the largest single variable. A monofocal lens and a trifocal lens are different products at different price points, and the trifocal is not automatically the better choice — it buys a wider range of focus and costs a higher chance of night-time glare. The clinical recommendation should drive that decision, not the price list.

Getting a figure

A meaningful estimate needs the examination first, because the examination is what determines which procedure and which lens are appropriate. After the consultation the team provides a written estimate covering the surgeon's fee, the facility, the lens and the follow-up schedule.

Next step

Start with the examination.

Only the consultation can tell you what is appropriate, and that is what makes an estimate worth having.

A preferred date is not a confirmed booking.